Learn how it works, its benefits, and potential drawbacks.

Promotional CDs often have higher rates than standard CDs. Promotional CDs may come in irregular term lengths, such as 21 months instead of the standard 24 months. Financial institutions commonly ...

If you’ve been comparing certificates at a credit union, you’ve probably noticed something different: instead of an interest rate, the CD lists a dividend rate. So what is a dividend rate on a CD — ...

Finding ways to maximize the returns on your money can make a lot of sense in today's high-rate environment. For example, while certificate of deposit (CD) accounts are a smart option to consider ...

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