Reflects a risk of loss, even if remote Reflects losses that are expected over the contractual life of the asset Considers historical loss information, current conditions, and reasonable and ...

ALEXANDRIA, VA (October 1, 2025) – The National Credit Union Administration (NCUA) Chairman Kyle S. Hauptman issued the following statement about NCUA’s No Regulation-by-Enforcement Policy: Today’s ...

The NCUA issued a guidance letter on the definition of a service facility after the approval of this revised service facility rule.

In a Letter to Credit Unions, the NCUA provides the industry with important updates on the NCUA's recent technology modernization efforts and outlines the implementation of key software tools.

Learn more about how the NCUA evaluates credit union compliance management systems ...

This document summarizes and analyzes the weaknesses believed to have caused certain credit unions to seek a merger partner for other than strategic or member service reasons over a recent 5-year ...

1st-lien residential real estate loans transferred with recourse 100% / 50% 100% / 50% Y Junior-lien real estate, commercial loans, and all other unsecured loans transferred with recourse 100% / 100% ...

Review credit related consumer financial protection regulations and statutes ...

WHEREAS, the National Credit Union Administration Board (“NCUAB”) finds that grounds exist to initiate administrative prohibition proceedings against Marilyn Sullins (“Respondent”) pursuant to 12 ...

The Simplified CECL Tool provides a current expected credit loss methodology for credit unions to determine the Allowance for Credit Losses (ACL) on loans and leases for their loan portfolio. On the ...

Purpose This manual provides step-by-step instruction to access and use NCUA’s Secure File Transfer Portal (SFTP). The SFTP is a protected workspace in which NCUA staff and partners can share large or ...

A web-based program used by credit unions and state supervisory agencies to submit and certify operational and quarterly financial information to the NCUA. CUOnline contains two sections: the Profile ...