ncua.gov

Final Rule on Definition of Service Facility

The NCUA issued a guidance letter on the definition of a service facility after the approval of this revised service facility rule.
ncua.gov

Chairman Hauptman On Regulation by Enforcement

ALEXANDRIA, VA (October 1, 2025) – The National Credit Union Administration (NCUA) Chairman Kyle S. Hauptman issued the following statement about NCUA’s No Regulation-by-Enforcement Policy: Today’s ...
ncua.gov

Risk Weights at a Glance with Comparison to FDIC

1st-lien residential real estate loans transferred with recourse 100% / 50% 100% / 50% Y Junior-lien real estate, commercial loans, and all other unsecured loans transferred with recourse 100% / 100% ...
ncua.gov

4501A Profile FAQs

Find answers below to frequently asked questions about the NCUA's 4501A Profile. There are both qualified and non-qualified pension plans. Qualified plans are regulated by ERISA and have pension ...
ncua.gov

Lessons Learned - Mergers

This document summarizes and analyzes the weaknesses believed to have caused certain credit unions to seek a merger partner for other than strategic or member service reasons over a recent 5-year ...
ncua.gov

Compliance Management

Learn more about how the NCUA evaluates credit union compliance management systems ...
ncua.gov

Credit-Related Regulations and Statutes

Review credit related consumer financial protection regulations and statutes ...
ncua.gov

Administrative Order: In the Matter of Marilyn Sullins

WHEREAS, the National Credit Union Administration Board (“NCUAB”) finds that grounds exist to initiate administrative prohibition proceedings against Marilyn Sullins (“Respondent”) pursuant to 12 ...
ncua.gov

Expansion of Permissible CUSO Activities and Associated Risks

The final rule expands the list of permissible activities and services for CUSOs to include originating any type of loan that a federal credit union may originate and grants the Board additional ...
ncua.gov

The Simplified CECL Tool

The Simplified CECL Tool provides a current expected credit loss methodology for credit unions to determine the Allowance for Credit Losses (ACL) on loans and leases for their loan portfolio. On the ...
ncua.gov

NCUA Quarterly U.S. Map Review

Developed by the Office of the Chief Economist, the NCUA Quarterly US Map Review is part of an ongoing effort to provide timely, easy-to-use analysis of credit union data and analytics to the public ...
ncua.gov

NCUA Office of Ethics Counsel

Welcome to the NCUA Office of Ethics Counsel (OEC) open government website. OEC is responsible for administering the NCUA’s ethics and anti-harassment programs for NCUA employees. Allegations ...