Synchrony Financial is an FDIC-insured online bank with a string of high-yield savings accounts (HYSAs), money market and certificate of deposit accounts. Its products have no monthly fees or minimum ...

Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...

Joel O’Leary is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, mortgages, and other personal finance topics. Joel has been writing about ...

Most Popular is calculated from the number of times each affiliate product was selected by Forbes Advisor users over a six month time period. Accounts may charge a fee if you use an out-of-network ATM ...

Online banks have grown in popularity thanks to lower fees, better rates and the convenience of being able to bank from anywhere (especially advantageous for busy business owners on the go). Below, ...

I opened a high-yield savings account from my couch in eight minutes, boosting my APY from 0.01% to 3.75% without a branch ...

Credit card welcome offers often get the spotlight, but many banks are willing to pay you to open a new deposit account, too. Checking accounts tend to have the biggest incentives. For example, Chase ...

Interest rates on deposit accounts have been falling, which means your savings balance may not be earning as much as it used to. One way to combat falling rates? Earning a cash bonus for opening a new ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Hilarey Gould has over a decade of journalism experience, with expertise in editing ...

Banks close customer accounts for various reasons, including negative balances and policy violations. Funds may be withheld temporarily if a court order or investigation is involved. Contact the bank ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Brendan is a full-time senior editor of financial products and services at ...

If you have money sitting in a checking account, why not earn interest on your balance? As of October 2026, the best high-yield online checking accounts offer rates ranging from 1% (Axos Bank) 6.75% ...