The nation’s largest mortgage lender just got rid of its minimum credit score requirement on most home loans. The move is ...

Mortgage rates feel pretty hopeless right now. They’ve risen from sub-6% to the mid-7s in just the past six months. With a meteoric rise over the past month, climbing nearly a full percentage point.

Rocket Mortgage announced today that it will soon default to VantageScore 4.0 instead of the FICO score it relied upon for ...

One of the most important steps you can take when obtaining a home loan is mortgage rate shopping. Most home buyers (and those looking to refinance) don’t even bother to do it. Studies show they only ...

Just when it appeared that mortgage rates were chipping away, they’re back to new highs. And not just any old highs, but the highest highs since President Trump took office for his second term. The ...

The Federal Reserve is almost guaranteed to hike rates today. Odds are currently around 93%, per CME FedWatch, meaning it’s basically a sure thing. In the Fed’s history, they’ve never defied odds like ...

The July jobs report just came out and it was very ugly. So ugly that the number of jobs created was negative instead of positive. While that doesn’t bode well for the economy, it’s certainly a ...

These days, it’s pretty common to pay mortgage points to buy your down interest rate. Why? Because mortgage rates are no longer cheap, so home buyers are often stretching to get into a property. Or ...

While popular, one of the main drawbacks to an FHA loan is the compulsory mortgage insurance. This includes both an upfront mortgage insurance premium (UFMIP) and an annual premium, paid monthly. The ...

Do you have a certain mortgage payoff goal? Perhaps you want to pay off your loan in 10 years? Maybe even less? My new “mortgage payoff calculator” combines a few cool features to help you better ...

If you currently have a home equity line of credit or are thinking about opening one, my new HELOC calculator might come in handy. In case you’re unaware, HELOCs have a draw period followed by a ...

Let’s take a closer look at the nation’s biggest mortgage lenders, based on loan volume that includes retail and wholesale originations per HMDA data parsed by Richey May. More than 4,700 banks, ...