The nation’s largest mortgage lender just got rid of its minimum credit score requirement on most home loans. The move is ...

Mortgage rates feel pretty hopeless right now. They’ve risen from sub-6% to the mid-7s in just the past six months. With a meteoric rise over the past month, climbing nearly a full percentage point.

Rocket Mortgage announced today that it will soon default to VantageScore 4.0 instead of the FICO score it relied upon for ...

One of the most important steps you can take when obtaining a home loan is mortgage rate shopping. Most home buyers (and those looking to refinance) don’t even bother to do it. Studies show they only ...

Just when it appeared that mortgage rates were chipping away, they’re back to new highs. And not just any old highs, but the highest highs since President Trump took office for his second term. The ...

Every day, we fret about small changes in mortgage rates, even if it amounts to just a handful of basis points. The 30-year fixed climbed from 7.17% to 7.22%! Oh no! Meanwhile, there are lenders out ...

Mortgage rates are lower today after the market finally digested the first Fed rate hike since 2023. The Federal Reserve hiked its short-term rate 0.25% yesterday, leading to a temporary drop in ...

The Federal Reserve is almost guaranteed to hike rates today. Odds are currently around 93%, per CME FedWatch, meaning it’s basically a sure thing. In the Fed’s history, they’ve never defied odds like ...

If you’re curious about “house hacking,” my house hacking calculator could be useful. Let me break it down quickly for those who aren’t sure what house hacking is. It’s simply buying a multi-unit ...

Chase is back with another mortgage rate sale, something they’ve done several times over the past couple years. They don’t advertise the exact amount of the discount, but common knowledge says it’s 25 ...

If you asked someone a year ago where mortgage rates would be today, my guess is they wouldn’t say one full percentage point higher. Yet here we are, with the 30-year fixed now almost exactly 100 ...